Benefits for Individuals

If your employer does not provide a group plan, refer them to us!   And we will see what we can do about that!

In the mean time, we have individual health and dental plans.   To find out more you can get a quote on line below.

Our insurance is set up separately from the mortgage lender.  This means that  you have more freedom to:

1. Select the amount and type of coverage
2. Shop for lenders as you wouldn't lose your insurance if you switch institutions.

If disability strikes, how long would your income continue?

How long would your savings last?

We have income protection plans available.

If you are an incorporated self employed individual,  especially if you have only 1 or maybe 2 employees (or if it is just you),  Check out the MyHSA page.  It is a truly cost effective way to pay for health related expenses.

If you are studying away from home, are new to Canada, or are just visiting for awhile, you need to make sure you have emergency medical insurance.